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A New Plan!

October 1st, 2005 at 08:18 pm

Whew, I've been gone a while, lol. Things have not been good but are sure to get better. I found a job! I'm disabled and am not supposed to and am not able to work but heck, some times ya just gotta take the bull by the horns and wrestle him to the ground. So, I'm working. Need to call SSD and let them know. I will make about $1000.00 a month. So, dh's check and my disability check will be used soley to pay bills. This means, for the next few months, 6 is what I planned, we will live off what I make at this new job. There will be no new purchases and we will do the snowball method. Once my house payments are caught up, yes, I'm behind on that too, I will work on getting utitlties and credit cards paid on time, ahead and paid off. In the meantime I will also start putting $50.00 into my saving account per month, more later if I can. This will give us a cushion incase something happens like we need a new water heater or something like that. I can work and make as much as I want for about 6 months before Disability cracks down on me so I may have to quit my job then but by then I should be out of debt for the most part and able to replace dh's work truck with another 2 to 3 thousand dollar truck. That's my plan. Ofcourse, I'm not taking into account that I may be too sick to work the whole 6 months because, I just HAVE to do it. God only knows how, but I will. The food bank director said she takes in the "working poor" on Saturday mornings so I took advantage of that today and got quite a bit of nice food and even some opened meats like fully cooked chicken breast, nuggets, and corndogs for free. They were donated by the fire department and I'm not too proud or prudish to accept opened foods. We got enough stuff from her for about 5 meals plus a gallon of milk and some great veggies! Yey! The director also gave me 5 pairs of dress slacks and some really nice winter gloves for work. I feel so blessed! Life is so wierd when all you do is think about money and surviving till the next bill due date. I wonder sometimes what it was like years ago when we didn't have these problems. We had a paid for house, money in the bank, nice cars, then, we moved and it's been a struggle since. Hmmmm........

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